Effective Date: February 6, 2026
Last Updated: February 6, 2026

Welcome to Winning With Wealth (“we,” “us,” “our”). These Terms of Service (“Terms”) govern your access to and use of our website located at
https://www.winning-with-wealth.com/ (“Site”) and any related services, communications, products, or content (“Services”).

By accessing or using our Site and Services, you agree to be bound by these Terms. If you do not agree, please do not use our Services.

1. ELIGIBILITY

You must be at least 18 years old to use our Site and Services. By using our Services, you represent and warrant that you meet this requirement.

2. ACCEPTABLE USE

You agree to use our Services only for lawful purposes and in compliance with these Terms.

You agree NOT to:

Violate any applicable laws or regulations

Provide false, misleading, or inaccurate information

Interfere with the Site’s operation or security

Attempt unauthorized access to systems or data

Use our content for commercial resale without permission

Send spam, malware, or harmful material

We reserve the right to suspend or terminate access for violations.

3. SERVICES AND CONTENT

Winning With Wealth provides educational, informational, and marketing-related content related to financial growth, personal development, and related services.

All content is provided for informational purposes only and does not constitute legal, tax, or financial advice.

You are responsible for how you use the information provided.

4. USER ACCOUNTS (IF APPLICABLE)

If you create an account:

You are responsible for maintaining confidentiality

You are responsible for all activity under your account

You agree to notify us of unauthorized use

We may suspend or terminate accounts for violations.

5. A2P MESSAGING & COMMUNICATION CONSENT

By providing your phone number and opting in, you agree to receive:

SMS/MMS messages

Automated or manual messages

Transactional and promotional communications

Email notifications and marketing content

Message Details:

Message frequency may vary

Message and data rates may apply

Consent is not required for purchase

You certify that you are the owner or authorized user of the number provided.

6. OPT-OUT INSTRUCTIONS

SMS/MMS

You may opt out at any time by replying:

STOP, END, QUIT, UNSUBSCRIBE, or CANCEL

You will receive a confirmation message and no further messages unless you re-subscribe.

Email

Use the unsubscribe link in any email.

7. INTELLECTUAL PROPERTY

All content on this Site, including text, graphics, logos, designs, videos, and software, is owned by or licensed to Winning With Wealth and is protected by intellectual property laws.

You may not copy, distribute, reproduce, or create derivative works without written permission.

8. THIRD-PARTY SERVICES

Our Site may link to third-party websites or services. We are not responsible for their content, privacy practices, or policies.

Use of third-party services is at your own risk.

9. PAYMENT AND REFUNDS (IF APPLICABLE)

If paid services or products are offered:

All prices are listed in applicable currency

Payments are processed securely via third parties

Refund policies will be disclosed at time of purchase

We reserve the right to change pricing at any time.

10. DISCLAIMER OF WARRANTIES

Our Services are provided “as is” and “as available.”

We make no warranties regarding:

Accuracy of content

Availability of Services

Error-free operation

Fitness for a particular purpose

Use of the Site is at your own risk.

11. LIMITATION OF LIABILITY

To the maximum extent permitted by law, Winning With Wealth shall not be liable for:

Indirect, incidental, or consequential damages

Loss of data, revenue, or profits

Business interruption

Personal or financial losses resulting from use

Our total liability shall not exceed the amount you paid (if any) for our Services.

12. INDEMNIFICATION

You agree to indemnify and hold harmless Winning With Wealth and its affiliates from any claims, damages, losses, or expenses arising from:

Your use of Services

Violation of these Terms

Violation of third-party rights

13. TERMINATION

We may suspend or terminate your access at any time, without notice, for:

Violations of these Terms

Legal compliance

Security concerns

All provisions that should survive termination will remain in effect.

14. GOVERNING LAW

These Terms shall be governed and interpreted in accordance with the laws of the applicable jurisdiction where the business operates, without regard to conflict of law principles.

15. CHANGES TO TERMS

We may update these Terms at any time. Changes will be posted with an updated “Last Updated” date.

Continued use constitutes acceptance of the updated Terms.

16. Carrier Liability Disclaimer

Mobile carriers are not liable for delayed, undelivered, misdirected, or failed messages.

Delivery of SMS/MMS messages is subject to effective transmission by your mobile carrier and network availability. Winning With Wealth is not responsible for message delays, failures, or errors caused by carriers or third-party service providers.

Message and data rates may apply according to your mobile service plan.

Message Frequency Disclosure

Message frequency may vary based on user activity, preferences, and service updates.

17. PRIVACY POLICY

Your use of our Services is also governed by our Privacy Policy.

Please review it at: https://www.winning-with-wealth.com/privacy-policy

18. CONTACT INFORMATION

Winning With Wealth
Website: https://www.winning-with-wealth.com/
Email: [email protected]